Frankly, I do disagree with some of the Chargen things. Like the Toolkit costs. And the fact that you can get ‘Arms’ (not, a Sword, ‘Arms’) for 5rps but ranged weapons are all individually costed.
Bear in mind Rps aren’t straight money. They’re nebulous… They’re people you know, organisations you’re in…
But yes, I agree, Toolkits are too expensive. A quick and dirty fix is to make each toolkit cost rps equal to it’s resources Ob to buy.
Or, you can just say ‘For skills you have, you have the Kits’ because, frankly, there are more interesting uses for rps (including 5rps relationships who’s tools you can borrow.)