The finance skill is a lifepath skill! It’s right under General skills on the character sheet. Those blanks are for you to write in any skills you gain from lifepaths that aren’t general skills. If you run out of room or have uncommon ones, there’s an extra block on the left side of the sheet.
As for the governing ability, I don’t think it has one? The only place I can find where governing abilities are is on the second sheet of the PDF. So I assume that if it’s not there, it must start at 1/6.
This is just my reading so far. I’ve done character generation with my group and we’re playing later tonight, but we ran into that problem too and that’s the only answer I came up with. Hope it helps!
Edit: the description of lifepath skills are on page 132